Car crashes are common and impossible to avoid altogether. Luckily, many are minor and result in minor damages and injuries. When driver negligence causes a severe crash and others suffer damages, state laws allow them to hold the liable party financially responsible.
While most collisions are settled through auto insurance policies, there are also times you may need to take them to civil court. A Lithia Springs car accident lawyer could answer your questions and provide legal advice and guidance for your case. Call one of our seasoned personal injury attorneys today to schedule a consultation.
Typical Causes of Car Crashes
Most car crashes occur because of thoughtless actions, errors, or some form of driver negligence, and the most typical causes include:
- Fatigued drivers
- Reckless driving and speeding
- Running stop signs and red lights
- Poor weather conditions causing slippery roads
- Defective and dangerous auto parts, such as tires or brakes
- Aggressive driving, such as unsafe maneuvers or tailgating
- Impaired driving, such as from alcohol, illicit drugs, or prescriptions, are also common
- Reading or sending text messages, talking on the phone, and other forms of distracted driving
A Lithia Springs car crash attorney could investigate to determine fault and gather the necessary evidence for the maximum potential settlement.
At-Fault Auto Insurance and Car Collisions
Georgia is an at-fault auto insurance state, and the motorist responsible for causing the collision must cover the damages of the other drivers. According to instruction provided by the Office of Insurance and Safety Fire Commissioner, every driver in the state must carry the minimum requirement of liability coverage, including $25,000 for each person and a total of $50,000 per incident. They must also have at least $25,000 for property damage.
Operating vehicles without a valid auto insurance policy can lead to severe penalties, including steep fines, time in jail, and driver’s license suspension. Despite the potential legal issues of driving without liability coverage, some still take the risk.
Therefore, many carry uninsured motorist insurance UM to cover their damages and losses if necessary. An injured person could also take the at-fault driver to civil claims court if they drive without coverage or lack enough to pay for the total cost of injuries and property damage.
Recoverable Damages
The possible recoverable damages from car crashes include:
- Medical costs
- Pain and suffering
- Permanent scarring and disabilities
- Lost pay, benefits, and earning potential
- Emotional and psychological trauma and anguish
- Any other out-of-pocket expenses related to the collision, such as physical therapy, prescriptions, medical devices, transportation costs to healthcare appointments
A car crash lawyer in Lithia Springs could speak with insurance provider representatives and help negotiate a fair settlement. They can also handle the legal work and take the case to civil court if they cannot agree on an acceptable payout amount.
Reach Out To A Seasoned Car Accident Attorney in Lithia Springs
Car wrecks always catch you off guard and can leave you with severe and painful injuries and financial damages. You have the right to seek action to recover compensation when another motorist’s negligence causes an avoidable crash.
When you need help after a collision with a careless driver, a qualified Lithia Springs car accident lawyer could help you through the insurance claims process. We could also guide you through the civil court process to ensure you reach a fair settlement. Call one of our hard-working attorneys today to schedule an appointment for this week and begin preparing your case immediately.